2951 FM 1460 #101, Georgetown, TX 78626

(512) 763-5774

Making Quality Dental Care More Accessible

Dental Insurance

Dental Insurance – Georgetown, TX

Making Your Oral Health Care More Affordable

At 1460 Dental Studio, we believe quality dental care should be affordable and accessible. As a trusted dentist in Georgetown, TX, we proudly accept most PPO dental insurance plans, both in-network and out-of-network, to help you maximize your benefits and minimize out-of-pocket costs. Our team will verify your coverage, file claims on your behalf, and make the insurance process simple and stress-free.

Whether you need a routine dental cleaning, restorative treatment, cosmetic dentistry, or emergency dental care, we’re committed to providing honest recommendations and personalized care. As a locally owned private dental practice, our focus is always on what’s best for your health and smile, helping you enjoy long-term oral health with transparent financial options and exceptional care.

How Dental Insurance Works

We’re Here to Help

At 1460 Dental Studio, we know dental insurance can be confusing. Our team will verify your benefits, explain your coverage, estimate your out-of-pocket costs, and file claims on your behalf. We believe in complete transparency and will help you understand your benefits before treatment begins so there are no surprises.

Our goal is to help you maximize your benefits while receiving the personalized, high-quality care you deserve.

Understanding Dental Insurance Coverage

Most dental insurance plans help pay for a portion of your dental care, but the amount covered depends on your specific policy. While every plan is different, many PPO plans follow a structure similar to the following:

Preventive Services
(Often Covered at 100%- 80%)

  • Routine exams
  • Dental cleanings
  • X-rays
  • Preventive screenings

These services are often covered at or near 100%- 80%, making preventive care one of the best ways to maximize your dental benefits and maintain a healthy smile.

Basic Restorative Services
(Often Covered at 70-80%)

  • Fillings
  • Simple extractions
  • Periodontal treatment
  • Other basic restorative procedures

After any applicable deductible is met, insurance plans commonly cover approximately 70-80% of the allowable amount for these services.

Major Restorative Services
(Often Covered at 50%)

  • Crowns
  • Bridges
  • Dentures
  • Root canals (depending on the plan)
  • Dental implants (if covered)

Many plans cover approximately 50% of the allowable amount for major procedures, leaving the patient responsible for the remaining balance.

What Is an Allowable Amount?

An allowable amount is the fee your insurance company uses to calculate benefits for a procedure, which may be different from your dentist’s actual fee. For example, if a crown is $1,200 but the allowable amount is $1,100 and your plan covers 50%, the insurance would pay $550 and you would be responsible for the remaining balance.

In-Network vs. Out-of-Network

If you have a PPO dental insurance plan, you have the freedom to choose the dentist that is right for you, not just one who is in your insurance network. The main difference between in-network and out-of-network benefits is often the fee structure. In-network dentists agree to contracted fees and terms set by the insurance company, while out-of-network benefits are typically based on the insurance company’s allowable fees. Depending on your specific plan, many patients still receive significant, and many times even the same, insurance benefits when seeing an out-of-network provider.

At 1460 Dental Studio, we believe your treatment decisions should be based on your oral health needs, not insurance limitations. That’s why we are selective about the insurance plans we participate with, allowing us to provide the high-quality, personalized care our patients deserve without cutting corners on materials, labs, or the time we spend with you. In fact, many of our patients choose to see us over in-network offices because they value our honesty, attention to detail, and commitment to doing what’s best for their long-term oral health. Our team will gladly verify your benefits, file claims on your behalf, and provide transparent estimates so you can focus on your smile—not the paperwork.

Delta Dental Insurance

We are pleased to welcome patients with Delta Dental insurance, even though 1460 Dental Studio is an out-of-network provider. In fact, many of our patients have chosen to stay with us or switch to our office from in-network practices, because they value our honesty, personalized approach, and commitment to high-quality dentistry.

Being out-of-network allows us to focus on what is best for your health rather than insurance company limitations. We never cut corners on materials, rush treatment, or let insurance dictate your care. Our recommendations are based solely on what will give you the best long-term outcome for your smile.

Many Delta Dental patients are pleasantly surprised to learn they still receive significant, and sometimes very similar, insurance benefits while continuing to see the dentist they trust. Our team will gladly verify your benefits, file claims on your behalf, and provide clear estimates so there are no surprises.

At 1460 Dental Studio, we believe you should choose your dentist based on the quality of care you receive, not simply because they are in your insurance network.

In-Network Coverage

At our practice, we are proud to be in-network with the following dental insurance providers:

Please note that if you don’t see your insurer here, we are still happy to work with your plan and treat you with the same high quality care we provide every patient. However, by contracting with the above plans, we can guarantee that you’re paying the least amount of money for the treatment you receive.

Your smile deserves personalised care,

Feel confident when you smile.

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